![]() ![]() In some cases, filing for bankruptcy can actually be the first step towards purchasing a house. Waiting seven to ten years until the bankruptcy is off your record is out of the question for many people. You can buy a house one to two years after filing for bankruptcy if you rebuild credit and avoid new debt.įiling a Chapter 7 or Chapter 13 bankruptcy will show on your credit report and negatively affect your credit score, but that does not mean you can't own a home while you work to improve your credit. ![]()
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